October 23, 2020
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Seniors – Save Money on Your Car Insurance Quotes

Seniors – Save Money on Your Car Insurance Quotes
By [https://EzineArticles.com/expert/Barry_H_Brenner/29779]Barry H Brenner

If you’re a senior citizen, you’re probably aware that you’re entitled to a multitude of discounts just because you’ve aged gracefully. You can save money on everything from clothing to travel just by flashing your driver’s license or proof of membership in the American Association of Retired People. But, did you know that even your car insurance quotes might be lower just because you’ve reached a “certain level of maturity”? Take a look at the insurance perks that can come with being a senior citizen.

Your premiums may automatically lower when you retire – One portion of your premium is calculated based on the number of miles you drive weekly. Once you retire, you’ll likely drive fewer miles each week, which can mean a lower premium. Be sure to discuss this with your insurance agent at retirement. In addition, many couples find that they no longer need two vehicles once both have retired. Downsizing from two vehicles to one will, of course, save you a bundle. Your insurance company may offer lower rates simply because you’ve reached a certain age – some even begin at age 50! A recent survey of automobile insurance companies found that most offer a “mature driver” discount of between 5%-10%.

If you don’t see your premiums reduced automatically as you get older, it might be wise to talk to your agent and start shopping around for car insurance quotes so that you can be sure you’re getting the best deal. Taking a senior safe driving course can reduce your rates- Many insurance companies also offer a discount for seniors completing a safe driving course. These courses are typically very inexpensive. Once you’ve successfully completed your course, you can expect an average discount of 10% on car insurance premiums. If your agent doesn’t offer such discounts, shop around for some [http://www.cheapcarinsurancequotetips.com]car insurance quotes from other companies. Such discounts are mandated in some states. You may be eligible for affiliate discounts – Check with the clubs and associations to which you belong. They may have relationships with certain insurance carriers that can provide you discounts. One of the first places you should check is A A R P, as many companies offer discounts to A A R P members. For many seniors, the retirement years mean fixed incomes and money worries. It’s important for all seniors to search out all the discounts and money saving opportunities to which they are entitled. Car insurance is often one of the areas where seniors can save some money if you just spend a little time gathering and evaluating car insurance quotes. You might be surprised at just how much money you can.

For more tips on saving money on your car insurance quotes, visit www.cheapcarinsurancequotetips.com [http://www.cheapcarinsurancequotetips.com]

Barry Brenner is a licensed car insurance agent specializing in low cost insurance.